Property Insurance

Whether you own or rent, we make educators feel safe at home

House
Harvest educator rates 

Homeowners Insurance

Protect your home and all its contents

House

Horace Mann’s homeowner policies provide the building blocks you need to withstand most hazards, and are customizable to meet your specific needs.

Renters Insurance

Don’t be left out in the cold if your rental is damaged

For rent sign

If you’re a renter, your landlord isn’t responsible for loss or damage to your personal property. Protect your valuables with renter insurance.

Identity Theft Services

Horace Mann helps you protect your identity

Laptop

Identity theft can rob you of your money, time and reputation. Because we’re committed to protecting you and your family, we’re proud to offer Identity Fraud Advocacy Services.

Replacement Cost on Contents Coverage

Coverage options when insuring personal property

old TV 90 pix

If you have a covered loss, a claims adjuster will need to put a dollar amount on each item damaged or destroyed.  Will that amount will reflect the item's current condition (new cost minus depreciation) or the cost to replace it?  It depends on the coverage you have.

WBPI-0001 (9/10)

Join Our Social Community -- Horace Mann

We're bringing educators together.  Get the latest education-related news, classroom trends, ideas for lesson plans, and much more! 

 Find us at facebook.com/HoraceMannInsurance Twitter pinterest.com/horacemanninsFind us on LinkedIn YouTube

Reach Every Child logo

Join the conversation!  Our educator blog is attracting the attention of top education bloggers.  See what they're saying. 

© 2013 Horace Mann Educators Corporation

CUSTOMER SERVICE Call 800-999-1030

  • Auto and Property
    M – F, 7 a.m. - 8 p.m. Central time.
  • Life, Annuity and Group
    M – F, 7 a.m. - 6 p.m. Central time.