The Homeowner Educator Advantage® Endorsement provides additional coverage to educators with a Horace Mann property policy (home, renter and condo) at no extra charge.* With this educator-specific endorsement, you:
- get reimbursement if money or goods for a school-sponsored event are stolen while in your possession;
- receive reimbursement for key replacement or rekeying of locks for your home and auto if your keys are stolen;
- do not pay the deductible if your property is stolen from a vehicle parked on or near school property, or at a school-sponsored event;
- do not pay the deductible if your personal property is stolen while used for educational activities away from home; and
- do not pay the lowest deductible if your home and auto(s) are damaged in the same occurrence.
To learn more about Educator Advantage® and the availability in your state, contact your Horace Mann insurance agent. And don’t forget, all educator customers also receive our Identity Fraud Advocacy Services Endorsement with their property policy at no additional charge.
* Educator Advantage® Endorsement coverages vary by state and are not available in all states.