Iowa Retirement Investors' Club

Investment options

The information below displays the investment options available in the Horace Mann Retirement Advantage® Program. You can choose from a menu of investment options that cover the risk/reward spectrum, from conservative to aggressive and both U.S. and International markets. International investing involves special risks such as currency fluctuation, lower liquidity, political and economic uncertainties, and differences in accounting standards.

In accordance with the current Iowa RIC contract, the maximum annual account fee that you will periodically pay during the time that you own a Retirement Advantage account, not including the fees and expenses of any mutual funds you invest in, is a 0.20% asset-based fee.

Select the style category to see the list of investment options in that style.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. This information shall not constitute an offer to sell or the solicitation of an offer to buy any security referenced herein.

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Click the mutual fund name to download public filings including the Prospectus or call 800-677-2363.

US Stock Funds

Large Mutual Fund Ticker
Value MFS Value R6 MEIKX
Growth MFS Growth R6 - Moderately Aggressive MFEKX
Blend Vanguard Total Stock Market Index Adm. - Moderately Aggressive VTSAX
Blend Vanguard Institutional Index Fund Institutional VINIX
Mid Mutual Fund Ticker
Value Victory Sycamore Established Value R6 - Aggressive VEVRX
Growth Voya Mid Cap Opportunities Port R6 - Aggressive IMOZX
Blend Vanguard Mid Cap Index Adm.- Aggressive VIMAX
Small Mutual Fund Ticker
Value JP Morgan Small Cap Value R6 - Aggressive JSVUX
Growth JP Morgan Small Cap Growth R6 - Aggressive JGSMX
Blend Vanguard Small Cap Index Adm.- Aggressive VSMAX

 

International

Mutual Fund Ticker
Moderately Aggressive Vanguard Total International Stock Index Adm. - Moderately Aggressive VTIAX
Moderately Aggressive MFS International Growth R6 - Moderately Aggressive MGRDX
Aggressive American Funds New World R6 - Aggressive RNWGX

 

Fixed Income

  Mutual Fund Ticker
Intermediate Loomis Sayles Core Plus Bond N - Conservative NERNX
Intermediate Vanguard Total Bond Market Index Adm.- Conservative VBTLX
High yield PGIM High Yield R6 - Moderately Conservative PHYQX
Inflation protected securities Vanguard Inflation Protected Securities - Adm.-Moderately Conservative VAIPX
World bond American Funds Capital World Bond R6 - Moderately Conservative RCWGX
Fixed income Horace Mann Stable Value Solution
Money market Vanguard Federal Money Market Inv.- Conservative VMFXX

 

Target Dates

  Mutual Fund Ticker
Moderate Vanguard Target Retirement Income Inv.- Moderate VTINX
Moderate Vanguard Target Retirement 2020 Inv.- Moderate VTWNX
Moderate Vanguard Target Retirement 2025 Inv.- Moderate VTTVX
Moderate Vanguard Target Retirement 2030 Inv.- Moderate VTHRX
Moderate Vanguard Target Retirement 2035 Inv.- Moderate VTTHX
Moderately Aggressive Vanguard Target Retirement 2040 Inv.- Moderately Aggressive VFORX
Moderately Aggressive Vanguard Target Retirement 2045 Inv.- Moderately Aggressive VTIVX
Moderately Aggressive Vanguard Target Retirement 2050 Inv.- Moderately Aggressive VFIFX
Moderately Aggressive Vanguard Target Retirement 2055 Inv.- Moderately Aggressive VFFVX
Moderately Aggressive Vanguard Target Retirement 2060 Inv.- Moderately Aggressive VTTSX
Moderately Aggressive Vanguard Target Retirement 2065 Inv.- Moderately Aggressive VLXVX

 

Specialty

  Mutual Fund Ticker
Balanced Vanguard STAR Inv. - Moderate VGSTX
Real Estate Vanguard REIT Index Adm.- Aggressive VGSLX

Horace Mann Investors, Inc. offers Horace Mann Retirement Advantage® as 403(b), 457(b) and 401(a) investment options. Horace Mann Investors, Inc., member FINRA, is located at 1 Horace Mann Plaza, Springfield, IL 62715. You can receive prospectuses from your Horace Mann representative, by calling 877-602-1870 or by visiting horacemann.com/retirementadvantage. You should read the prospectuses carefully and consider the investment objectives, risks, charges and expenses carefully before you invest or send money. The prospectuses will provide complete information about these subjects. As with all securities, mutual funds involve a risk of loss, including a loss of principal.

Custodial services are provided by Matrix Trust Company, a Colorado state-chartered trust company located at 717 17th Street, Suite 1300, Denver, CO 80202.

The information provided here is for general informational purposes only, and should not be considered a recommendation or investment, tax or legal advice. Retirement Advantage is not structured to the individualized needs of a particular plan, participant or beneficiary. The plan sponsor is responsible for selecting and monitoring investment options in which participants and beneficiaries may invest. Each investor needs to create an investment strategy for his or her own particular situation before making any investment decisions.