Legal Disclaimers

Product descriptions are included for the sole purpose of providing a quick reference tool concerning the general nature and types of products available from The Horace Mann Companies. Policies referenced in these descriptions are not intended to be complete descriptions of all terms, exclusions and conditions in the policies, but are provided as general descriptions of the products. Descriptions are not intended to be relied upon by potential insureds/owners. Benefits are subject to availability and qualifications and are not available in all states.

Horace Mann Insurance Company and its affiliates underwrite Horace Mann’s auto and home insurance. Horace Mann Life Insurance Company underwrites Horace Mann’s life insurance and annuity products. Mutual funds and 529 college savings plans are offered by, and Horace Mann’s variable annuities are distributed by, Horace Mann Investors, Inc., member FINRA/SIPC. Horace Mann Investors, Inc. is located at #1 Horace Mann Plaza, Springfield, IL 62715.

Auto and home insurance products and services are not available in Hawaii, Kentucky, Mississippi, New Jersey and New York.

Life insurance and fixed annuity products are not available in New Jersey and New York.

Variable annuities, mutual funds, and 529 college savings plans are not available in Hawaii, New Jersey, and New York.