Educators could save $877 a year on car insurance*
Horace Mann auto coverage gives you extra protection, unique benefits and special discounts just for being an educator.
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Car Insurance designed for teachers
Horace Mann specializes in providing car insurance for teachers, educators and school employees. Founded by educators and built to serve the education community, we offer auto insurance coverage options, available discounts and educator-focused benefits tailored to the unique needs of educators.
For generations, we've focused on helping protect what matters most — on the road, at school and beyond. Eligible policy holders will receive our Educator Advantage® package of additional coverages and benefits at no additional cost.
Why educators choose Horace Mann
Protection for teaching materials
If work-related items are stolen or damaged while in your vehicle, eligible policyholders may receive coverage to help replace them, subject to policy terms, conditions and limits.
Coverage when transporting students
Eligible policyholders may receive liability coverage when transporting students in an insured vehicle, helping provide added peace of mind during school-related activities.
Additional protection around school property
Eligible policyholders may qualify for waived deductibles for certain covered incidents that occur on or near school property or during school-sponsored events, subject to policy terms and conditions.
Additional coverage options and services
Provides towing, tire change, jump-start and lock-out assistance.
Helps pay for a rental car or other transportation while your vehicle is in the shop.
Customer testimonials
My rating is 100%. Horace Mann has always been a great company. I've had auto and property insurance with your company for years.
Lanee K.The agent I worked with was very knowledgeable, patient, and he worked tirelessly to help get me the best auto insurance rate possible.
Crystal B.You provide the best product to teachers at a very reasonable price.
Michael C.Built a house, acquired a 4-wheeler, and a 15-year old got a license, and two new cars. HM has been amazing through it all!
Danielle S.Need to make a claim?
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Auto insurance FAQs
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What makes Horace Mann different from other car insurance companies?
Many insurance companies serve a broad audience. Horace Mann has been dedicated to educators and the education community for more than 80 years. Along with auto insurance coverage options and available discounts, eligible policyholders may receive Educator Advantage® benefits designed specifically for educators and school employees.
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Does Horace Mann offer car insurance discounts for teachers?
Horace Mann offers a variety of discounts and savings opportunities. Available discounts vary by state and individual circumstances. Start an online auto insurance quote to explore available coverage options and potential savings.
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What is Educator Advantage® Auto?
Educator Advantage Auto® is a package of additional coverages and benefits available to eligible Horace Mann auto policyholders. Depending on policy provisions and state availability, benefits may include educator-focused protections designed to provide additional value beyond a standard auto insurance policy.
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Is Horace Mann car insurance only for teachers and educators?
No. While Horace Mann primarily serves educators and members of the education community, eligibility varies by product and state.
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Horace Mann Insurance Company and its affiliates underwrite Horace Mann auto insurance. Not all discounts and benefits available in all states.
Coverage for recreational vehicles is underwritten by third-party carriers.
*$877 is an average annual savings amount on auto insurance based on new customers who provided their prior carrier's policy details with effective dates from 1/1/2025 through 12/31/2025.