Auto Insurance, Home Insurance

The advantages of bundling insurance

African American father and young son playing with red toy truck

Maybe you have the same auto insurance agent as your parents but bought home insurance elsewhere. Maybe you’ve moved but kept some coverages with another carrier. But did you know there are significant benefits to having one insurance carrier for all your policies?

Many insurance companies offer a bundling discount for having two or more policies from the same company. It can also be referred to as a multi-policy or multi-line discount. Bundling discounts vary by company and are not available in all states.


Bundling your insurance policies with one company can make your life a lot easier. You’ll have the convenience of working with one representative who can answer questions about all of your policies and better assess your coverage needs.

When it comes to filing a claim, working with one company may limit the number of phone numbers or passwords you need to remember. You’ll also be able to check your policies and pay your premiums from one place, which limits how many places store your banking information if you set up automatic payments.

Cost effective

You could realize some significant savings by bundling policies. A multiline discount can save you money on most types of insurance, which can really add up. The amount you could save depends on your state, policy characteristics and other factors.


Many insurance companies offer a variety of bundle options so you can combine multiple policies beyond just home and auto insurance, making it easier for you to obtain more coverage from a single insurance provider.

To learn more about the potential benefits and savings of bundled policies, contact your Horace Mann representative.


Horace Mann Insurance Company and its affiliates underwrite Horace Mann auto and home insurance. The benefits and discounts listed are only general descriptions of coverage and do not constitute a statement of contract. Additional terms and conditions, as described in the policy, must be met for the coverage to be provided. Not all benefits available in all states.