The information below displays the investment options available in the Horace Mann Retirement Advantage® Program. You can choose from a menu of investment options that cover the risk/reward spectrum, from conservative to aggressive and both U.S. and International markets. International investing involves special risks such as currency fluctuation, lower liquidity, political and economic uncertainties, and differences in accounting standards.
The maximum annual account fees and expenses that you will periodically pay during the time that you own a Retirement Advantage account are a 0.85% asset-based fee and a $35 account fee. This does not include the fees and expenses of any mutual funds you invest in or processing fees associated with transaction requests, such as loans and distributions.
Select the style category to see the list of investment options in that style. The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. This information shall not constitute an offer to sell or the solicitation of an offer to buy any security referenced herein.
Mutual fund performance
Get a prospectus
Click the mutual fund name to download public filings including the prospectus or call 800-677-2363.
Asset Allocation
| Mutual Fund | Ticker | |
|---|---|---|
| Vanguard LifeStrategy Income Inv | VASIX | |
| Vanguard LifeStrategy Cnsrv Gr Inv | VSCGX | |
| Vanguard LifeStrategy Growth Inv | VASGX | |
| Vanguard LifeStrategy Moderate Gr Inv | VSMGX |
Intermediate Term Bond
| Mutual Fund | Ticker | |
|---|---|---|
| American Funds Bond Fund of Amer R6 | RBFGX | |
| BlackRock Total Return K | MPHQX | |
| Guggenheim Total Return Bond Instl | GIBIX | |
| JPMorgan Core Plus Bond R6 | JCPUX | |
| PGIM Total Return Bond R6 | PTRQX | |
| Vanguard Total Bond Market Index Adm | VBTLX |
Emerging Markets
| Mutual Fund | Ticker | |
|---|---|---|
| DFA Emerging Markets I | DFEMX | |
| Neuberger Berman Emerg Mkts Eq R6 | NREMX | |
| Vanguard Emerging Mkts Stock Idx Adm | VEMAX |
Foreign
| Large | Mutual Fund | Ticker |
|---|---|---|
| Blend | MFS Research International R6 | MRSKX |
| Blend | Neuberger Berman International Eq R6 | NRIQX |
| Blend | Vanguard Developed Markets Idx Admiral | VTMGX |
| Blend | Vanguard Total Intl Stock Index Admiral | VTIAX |
| Growth | American Funds Europacific Growth R5 | RERFX |
| Growth | MFS International Growth R6 | MGRDX |
| Growth | Oppenheimer International Growth I | OIGIX |
| Small/Mid Core | Mutual Fund | Ticker |
| DFA International Small Company I | DFISX | |
| Oakmark International Small Cap I | OAKEX | |
| Growth | Wasatch International Growth | WIIGX |
Global Real Estate
| Mutual Fund | Ticker | |
|---|---|---|
| DFA Global Real Estate Securities Port | DFGEX | |
| PGIM Global Real Estate R6 | PGRQX |
High Yield Bond
| Mutual Fund | Ticker | |
|---|---|---|
| BlackRock High Yield Bond K | BRHYX | |
| PGIM High Yield R6 | PHYQX | |
| Lord Abbett High Yield R6 | LHYVX | |
| Vanguard High-Yield Corporate Adm | VWEAX |
Inflation Protected Bond
| Mutual Fund | Ticker | |
|---|---|---|
| BlackRock Inflation Protected Bond K | BPLBX | |
| DFA Inflation-Protected Securities I | DIPSX | |
| Vanguard Inflation-Protected Securities Adm | VAIPX | |
| Vanguard Short-Term Inflation Protected Sec Idx Adm | VTAPX |
International Large Value
| Mutual Fund | Ticker | |
|---|---|---|
| American Beacon Intl Equity Instl | AAIEX | |
| DFA International Value I | DFIVX | |
| JPMorgan International Val R6 | JNVMX | |
| Schroder International Multi | SIDRX |
Large Company
| Mutual Fund | Ticker | |
|---|---|---|
| Blend | Vanguard FTSE Social Index Admiral | VFTAX |
| Core | American Funds Investment Company of America | RICGX |
| Core | JPMorgan US Equity R6 | JUEMX |
| Core | MFS Blended Research Core Equity R6 | MUEVX |
| Core | Nuveen Santa Barbara Dividend Growth R6 | NSBFX |
| Core | Vanguard 500 Index Admiral | VFIAX |
| Growth | American Century Growth R6 | AGRDX |
| Growth | JPMorgan Large Cap Growth R6 | JLGMX |
| Growth | MFS Growth R6 | MFEKX |
| Growth | Neuberger Berman Sustainable Equity R6 | NRSRX |
| Growth | T. Rowe Price Growth Stock I | PRUFX |
| Value | Diamond Hill Large Cap Y | DHLYX |
| Value | JPMorgan Equity Income R6 | OIEJX |
| Value | LSV Value Equity | LSVEX |
| Value | MFS Value R6 | MEIKX |
Mid-size Company
| Mutual Fund | Ticker | |
|---|---|---|
| Core | Vanguard Extended Market Idx Adm | VEXAX |
| Core | Vanguard Mid Cap Index Adm | VIMAX |
| Growth | AMG TimesSquare Mid Cap Growth | TMDIX |
| Growth | Baird MidCap Inst | BMDIX |
| Growth | Ivy Mid Cap Growth N | IGRFX |
| Growth | JPMorgan Mid Cap Growth R6 | JMGMX |
| Value | MFS Mid Cap Value R6 | MVCKX |
| Value | Wells Fargo Special Mid Cap Value R6 | WFPRX |
Money Market
| Mutual Fund | Ticker | |
|---|---|---|
| Vanguard Federal Money Market Fund | VMFXX |
Real Estate
| Mutual Fund | Ticker | |
|---|---|---|
| Morgan Stanley Inst US Real Estate IS | MURSX | |
| Vanguard Real Estate | VGSLX | |
| Virtus Real Estate R6 | VRREX |
Small Company
| Mutual Fund | Ticker | |
|---|---|---|
| Core | DFA US Small Cap I | DFSTX |
| Core | T. Rowe Price Small | PRVIX |
| Blend | Vanguard Small Cap Index Adm | VSMAX |
| Growth | PGIM Jennison Small Company R6 | PJSQX |
| Growth | Vanguard Explorer Adm | VEXRX |
| Value | Boston Partners Small Cap Value II I | BPSIX |
| Value | DFA US Targeted Value I | DFFVX |
| Value | JPMorgan Small Cap Value R6 | JSVUX |
| Value | Nuveen NWQ Small Cap Value R6 | NSCFX |
Target Date
| Mutual Fund | Ticker | |
|---|---|---|
| Vanguard Target Retirement 2020 Inv | VTWNX | |
| Vanguard Target Retirement 2025 Inv | VTTVX | |
| Vanguard Target Retirement 2030 Inv | VTHRX | |
| Vanguard Target Retirement 2035 Inv | VTTHX | |
| Vanguard Target Retirement Income Inv | VTINX | |
| Vanguard Target Retirement 2040 Inv | VFORX | |
| Vanguard Target Retirement 2045 Inv | VTIVX | |
| Vanguard Target Retirement 2050 Inv | VFIFX | |
| Vanguard Target Retirement 2055 Inv | VFFVX | |
| Vanguard Target Retirement 2060 Inv | VTTSX |
World Bond
| Mutual Fund | Ticker | |
|---|---|---|
| BrandywineGLOBAL Global Opp Bond IS | GOBSX | |
| Loomis Sayles Global Bond N | LSGNX | |
| PGIM Global Total Return R6 | PGTQX | |
| Vanguard Total Intl Bd Idx Admiral | VTABX |
World Stock
| Mutual Fund | Ticker | |
|---|---|---|
| MFS Global Equity R6 | MWEMX | |
| Oakmark Global I | OAKGX | |
| Invesco Oppenheimer International Gr R6 | OGLIX |
Comments and general market related projections are based on information available at the time of writing and believed to be accurate; are for informational purposes only, are not intended as individual or specific advice, may not represent the opinions of the entire firm and may not be relied upon for future investing. Investors are advised to consult with their investment professional about their specific financial needs and goals before makeing any investment decisions.
Horace Mann Investors, Inc. offers Horace Mann Retirement Advantage® as 403(b), 457(b) and 401(a) investment options. Horace Mann Investors, Inc., member FINRA, is located at 1 Horace Mann Plaza, Springfield, IL 62715. You can receive prospectuses from your Horace Mann representative, by calling 877-602-1870 or by visiting horacemann.com/retirementadvantage. You should read the prospectuses carefully and consider the investment objectives, risks, charges and expenses carefully before you invest or send money. The prospectuses will provide complete information about these subjects. As with all securities, mutual funds involve a risk of loss, including a loss of principal.
Custodial services are provided by Matrix Trust Company, a Colorado state-chartered trust company located at 717 17th Street, Suite 1300, Denver, CO 80202.
The information provided here is for general informational purposes only, and should not be considered a recommendation or investment, tax or legal advice. Retirement Advantage is not structured to the individualized needs of a particular plan, participant or beneficiary. The plan sponsor is responsible for selecting and monitoring investment options in which participants and beneficiaries may invest. Each investor needs to create an investment strategy for his or her own particular situation before making any investment decisions.