The information below displays the investment options available in the Horace Mann Retirement Advantage® Program. You can choose from a menu of investment options that cover the risk/reward spectrum, from conservative to aggressive and both U.S. and International markets. International investing involves special risks such as currency fluctuation, lower liquidity, political and economic uncertainties, and differences in accounting standards.
The maximum annual account fees and expenses that you will periodically pay during the time that you own a Retirement Advantage account are a 1.25% asset-based fee and a $35 account fee. This does not include the fees and expenses of any mutual funds you invest in or processing fees associated with transaction requests, such as loans and distributions.
Select the style category to see the list of investment options in that style. The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. This information shall not constitute an offer to sell or the solicitation of an offer to buy any security referenced herein.
Mutual fund performance
Passive
Get a prospectus
Click the mutual fund name to download public filings including the prospectus or call 800-677-2363.
US Stock Funds
| Large | Mutual Fund | Ticker |
|---|---|---|
| Blend | Vanguard 500 Index Admiral | VFIAX |
| Mid | Mutual Fund | Ticker |
|---|---|---|
| Blend | Vanguard Mid Cap Index Adm | VIMAX |
| Small | Mutual Fund | Ticker |
|---|---|---|
| Blend | Vanguard Small Cap Index Adm | VSMAX |
International
| Large | Mutual Fund | Ticker |
|---|---|---|
| Blend | Vanguard 500 Index Admiral | VFIAX |
| Mid | Mutual Fund | Ticker |
|---|---|---|
| Blend | Vanguard Mid Cap Index Adm | VIMAX |
| Small | Mutual Fund | Ticker |
|---|---|---|
| Blend | Vanguard Small Cap Index Adm | VSMAX |
Fixed Income
| Intermediate | Mutual Fund | Ticker |
|---|---|---|
| Vanguard Total Bond Market Index Adm | VBTLX |
Target Date
| Moderate Conservative | Mutual Fund | Ticker |
|---|---|---|
| Vanguard Target Retirement Income Inv | VTINX |
| Moderate | Mutual Fund | Ticker |
|---|---|---|
| Vanguard Target Retirement 2020 Inv | VTWNX | |
| Vanguard Target Retirement 2025 Inv | VTTVX | |
| Vanguard Target Retirement 2030 Inv | VTHRX | |
| Vanguard Target Retirement 2035 Inv | VTTHX |
| Moderately Aggressive | Mutual Fund | Ticker |
|---|---|---|
| Vanguard Target Retirement 2040 Inv | VFORX | |
| Vanguard Target Retirement 2045 Inv | VTIVX | |
| Vanguard Target Retirement 2050 Inv | VFIFX | |
| Vanguard Target Retirement 2055 Inv | VFFVX | |
| Vanguard Target Retirement 2060 Inv | VTTSX |
Asset Allocation
| Moderate Growth | Mutual Fund | Ticker |
|---|---|---|
| Vanguard LifeStrategy Moderate Gr Inv | VSMGX |
Stable Value
| Mutual Fund | ||
|---|---|---|
| Horace Mann Stable Value Solution |
Comments and general market related projections are based on information available at the time of writing and believed to be accurate; are for informational purposes only, are not intended as individual or specific advice, may not represent the opinions of the entire firm and may not be relied upon for future investing. Investors are advised to consult with their investment professional about their specific financial needs and goals before makeing any investment decisions.
Horace Mann Investors, Inc. offers Horace Mann Retirement Advantage® as 403(b), 457(b) and 401(a) investment options. Horace Mann Investors, Inc., member FINRA, is located at 1 Horace Mann Plaza, Springfield, IL 62715. You can receive prospectuses from your Horace Mann representative, by calling 877-602-1870 or by visiting horacemann.com/retirementadvantage. You should read the prospectuses carefully and consider the investment objectives, risks, charges and expenses carefully before you invest or send money. The prospectuses will provide complete information about these subjects. As with all securities, mutual funds involve a risk of loss, including a loss of principal.
Custodial services are provided by Matrix Trust Company, a Colorado state-chartered trust company located at 717 17th Street, Suite 1300, Denver, CO 80202.
The information provided here is for general informational purposes only, and should not be considered a recommendation or investment, tax or legal advice. Retirement Advantage is not structured to the individualized needs of a particular plan, participant or beneficiary. The plan sponsor is responsible for selecting and monitoring investment options in which participants and beneficiaries may invest. Each investor needs to create an investment strategy for his or her own particular situation before making any investment decisions.