This coverage protects your dwelling and structures on your property, such as garages, porches and decks including the cost to rebuild.
Related private structures coverage
Coverage protects additional structures and outdoor fixtures not attached to your home, unless you use them for business.
Medical payments coverage
This coverage pays for necessary medical expenses (subject to policy limits) for non-residents injured on your property.
Personal liability coverage
Provides coverage for bodily injury or property damage for which you are liable, subject to exclusions.
Unscheduled personal property coverage
This protects your personal belongings anywhere in the world! The policy limits coverage for certain types of property, but you can increase these limits or insure certain valuable items with Scheduled Personal Property coverage, which is not subject to the policy's deductible.
Coverage for additional living expenses and loss of rent
We cover extra reasonable and necessary costs incurred (up to your policy's limit) if you're forced to live in temporary quarters due to covered loss or repair of your home.