Educator Savings

We believe educators are a good risk and make good decisions.  Since Horace Mann was founded by educators for educators, our programs and services are developed with educators in mind. All of our energies go into helping educators.  One of the ways we help is through discounts and savings.

Auto Insurance Discounts

We want to make auto insurance affordable to educators. We offer discounts to educators who:

  • have multiple car insurance policies with Horace Mann;
  • have their premiums taken directly from their paycheck;
  • have a membership with an education association.

Educators can also benefit from our Educator Advantage® program*.  Learn more about our auto insurance discounts.

Property Insurance Discounts

Whether it’s our protective device discount or home buyer loyalty discount, we offer ways to help you save on your Horace Mann property insurance premiums. Learn more about our property insurance discounts or our Homeowner Educator Advantage® program.

Life Insurance Discounts

Horace Mann Life Insurance Company offers special life insurance rates for educators.  Let us help you develop a life insurance portfolio that will provide your family the protection it needs.  Learn more about our life insurance products, and discuss your needs with your local Horace Mann insurance agent.

Multi-Line Discounts

Horace Mann also offers discounts to customers who have policies across multiple lines of business. Customers can save money if they have an auto, property or life insurance policy or an annuity through Horace Mann. Find out more by contacting your local Horace Mann insurance agent.

Discounts vary by state and are not available in all states.

* Educator Advantage ® Endorsement coverages vary by state and are not available in all states. Similar benefits are provided under our Advantage Benefits Endorsement in Texas. See your Horace Mann agent for details. Payroll discount not available in California.



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CUSTOMER SERVICE Call 800-999-1030

  • Auto and Property
    M – F, 7 a.m. - 8 p.m. Central time.
  • Life, Annuity and Group
    M – F, 7 a.m. - 7 p.m. Central time.